If you do not have your own home and you are planning to take your home then the Pradhan Mantri Awas Yojana is a better option for you. Whereas the benefit of this scheme was for the poor classes, now the urban poor and the middle class have also been brought under the scheme by increasing the amount of loan. The first loan amount was up to Rs 3 to 6 lakh, which has been increased to 18 lakh rupees now. But here one thing comes in the minds of people, that is, after all, the Prime Minister's Housing Scheme What are the necessary conditions for the application and whether the documents are necessary, sometimes people fail to understand the conditions of the scheme and they are deprived of this highly beneficial scheme, here we will tell you who the government has for this scheme - Which section has created, people of which income group can take advantage of this scheme, which government is giving so much subsidy to this scheme. The answers to all the questions are forwarded to you sequential and point-blank.
If you want to take home under the PM housing scheme, first of all, look at which income you come in. If you come into income ranging from Rs 3 to 6 lakh, you will get more subsidy on interest, while subsidy of Rs. 6 lakh to 12 lakh and 12 to 18 lakh rupees annually will be reduced. Two categories have been created for the middle class to avail the Prime Minister's Housing Scheme. It has the first item ranging from Rs. 6 lakh to Rs. 12 lakhs, whereas the second category is Rs. 12 lakhs to 18 lakh rupees. Now read more about how the income group of 6 to 18 lakhs annually can apply for the Prime Minister's Housing Scheme and what is the terms of this plan.
The aim of the PM housing scheme is that everyone should get a permanent house. Firstly, such people who have a house already in it cannot take advantage of this plan. The rule of Pradhan Mantri Awas Yojana is that the benefits will be given to those who do not have a permanent house in advance. The second condition of this plan is that no member of the family has got the benefit of the housing scheme under any scheme of the Government of India. If the family has benefited from the housing under the government scheme members may not benefit from its prime business plan to another member.
At the time of application for this scheme, it is necessary to give the number of Aadhaar card to all the members of the undivided family. It includes spouses, and unmarried sons and daughters. After marriage, the son or daughter can apply separately for this scheme. If you are buying a house from a builder or buying an old house then you can take advantage of PMAY. Those who are building themselves instead of buying the house will also get the benefit of this scheme. Those who have a permanent house now can take a loan to repair it or add some more rooms or expand it in some other way. The bank cannot refuse you by giving a loan under the scheme to make a kitchen, room etc. in the existing permanent house, saying that you already have a permanent house. The dream of buying your home can be completed with the help of the Prime Minister's Awas Yojana (PMAY).
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